As of 15th of May 2023
The protection of privacy is important to us. What happens to personal data when you use the moneyswitch.io website and how we handle the data is described below.
The responsible body with regard to the collection of personal data pursuant to the Swiss Data Protection Act on the website moneyswitch.io ("Website") is MoneySwitch AG (“MS”) with registered address at Giessenweg 10, 3084, Wabern, Switzerland..
MS collects and processes personal data via the website of (hereinafter collectively "Users"):
The user's personal data is usually collected directly by MS in the course of using the website. However, personal data may also be collected indirectly, such as when MS requests third parties to act as processors, or by further obtaining additional information from third party data sources (e.g. social media, discord, etc.).
In particular, MS processes the following categories of personal data (hereinafter collectively "Personal Data"):
The user is obliged to provide MS with the necessary data to receive the newsletter, if such is desired. Without this data, MS will not be able to deliver the newsletter. As every access to the website is logged, connection data (such as the IP address) is always logged; this happens automatically during use and cannot be deactivated for individual users.
Under applicable law, MS may process personal data in particular (but not exclusively) for the following purposes (hereinafter "Data Processing Purposes"):
MS uses personal data for the purpose of data processing on the basis of the following legal bases:
MS may disclose Personal Data to the following categories of third parties who process Personal Data on MS's behalf (collectively, "Third Parties") in accordance with applicable data protection laws:
MS may disclose personal data within any country worldwide, in particular in all countries where MS is represented by group companies, subsidiaries or other branches and agencies as well as in countries where service providers of MS process their data. Where data is disclosed to countries that do not ensure adequate protection, MS shall ensure adequate protection of the disclosed data.
As a general rule, MS does not store personal data for longer than is necessary to achieve the purpose of the data processing. However, MS is entitled to process personal data for a longer period of time provided that the following rules and obligations are complied with: MS will retain Personal Data for as long as MS (i) is obliged to do so (by contract, law or otherwise) or (ii) has an interest in doing so (namely an interest for evidentiary reasons in the event of claims, documentation of compliance with certain legal or other requirements, an interest in non-personal analysis). Different rules apply in particular with regard to the anonymisation or pseudonymisation of personal data under applicable law.
MS uses tracking technologies ("cookies") on the Website to learn more about the ways in which a user interacts with the Website to enable it to improve the user's experience when visiting the Website.
On the one hand, MS uses session cookies, which are automatically deleted when the website is closed and which enable the server to establish a stable connection to the user (so that, for example, the contents of a shopping basket are not lost) for as long as the user is surfing the website. On the other hand, permanent cookies are used, which are only deleted after a time specified per website. Permanent cookies are used to remember the user's preferences on the website and remain on the user's desktop or internet-enabled device even after the browser is closed or the device is restarted. MS uses these cookies to analyse user behaviour and to establish visiting patterns so that website functionality can be improved for all users.
Cookies do not cause any damage and do not contain viruses. If the user nevertheless does not wish cookies to be set, the browser can be set so that cookies are only created with the user's consent or are generally rejected. However, it should be noted that if the user rejects cookies on the website, some functions on the website may be restricted or unavailable.
MS is entitled to install coding in newsletters and other marketing e-mails that can be used to determine whether the recipient has opened an e-mail or downloaded images contained in the e-mail. The recipient may block this application in his/her e-mail programme. In any case, the recipient of the newsletter consents to the use of this technology.
Data subjects are entitled to request information from MS at any time about the data stored about them, about the recipients or categories of recipients to whom their data is disclosed, and about the purpose for which the data is stored, and may contact MS at firstname.lastname@example.org or via MS’s official Discord channel.
In addition, data subjects may contact MS at any time using the aforementioned contact details to update, correct, complete or delete the data held about them.